For
It helps people get what they need immediately.
Against
It encourages debt and poor money habits.
Anonymous excerpts, translated where noted.
“As long as you only spend money you actually have, there is nothing wrong with it.”
“With a credit card you often get more cashback than with a debit card.”
“If you have nothing in your account, you cannot cover the debt you build up, and then you pay hefty interest.”
“Credit cards were invented as part of the debt economy. Nothing wrong if used wisely, but many people cannot manage that.”